Best Chocolate Fruit Dip Recipe with Cream Cheese

This easy 4-ingredient chocolate fruit dip recipe is made without Cool Whip or marshmallow fluff, is lower in sugar and doesn’t compromise on flavor. 

My healthier chocolate dessert dip is a tasty and guilt-free way to satisfy your sweet tooth. It’s a great after-school snack, game-day treat, and special holiday nibble!

Love fruit dips! Try all three of mine, or make someone’s day with options at your next party! Easy Marshmallow Fluff Fruit Dip (lower sugar, no Cool Whip), this Oreo fluff recipe and this 3-ingredient cream cheese fruit dip (low sugar, no Cool Whip).

I enjoy giving precise details in my recipe posts to lead my readers through any questions. If you’re just here for the printable recipe, use the Jump to Recipe to head straight there!

What to Dip in Your Chocolate Fruit Dip

Serve the chocolate dip with your favorite fruits, gooey marshmallows, crispy graham crackers, and salty pretzels for dipping!

How to Make Healthy Chocolate Dip for Fruit

Start this recipe by adding the heavy cream to a medium bowl and use a hand mixer or a stand mixer to whip the cream until it forms stiff peaks, place in fridge until ready to use.

Next, add the cream cheese, sugar, cocoa powder, and vanilla to another bowl. Then, whip the ingredients together until the mixture is smooth and creamy. I liked using a hand mixer for this easy recipe.

Now, use a spatula or mixer on low speed to gently fold the whipped cream mixture with the second creamy bowl and stir until evenly incorporated. 

Lastly, garnish the healthy fruit dip with mini chocolate chips or shavings, chill, and serve!

Best Dippers for Healthy Chocolate Fruit Dip

Serve with fresh fruit, crackers, cookies, pound cake, and more! Try it with classic animal crackers, peanut butter cookies, and vanilla wafers. It would be delicious with my Fall Charcuterie Board. 

No Fire Needed S’mores dip – Serve with Reese’s Peanut Butter Cup Thins, graham crackers, marshmallows and small dark chocolate pieces. Perfect for fall festivals and Halloween parties.

Bake up my easy shortbread recipe and cut into tiny fingers for dipping; this dip is also delicious using pretzels for a sweet-salty treat.

These champagne truffles would be amazing with this easy chocoalte dip.

Fruit Dipping Options

Surround a bowl of this creamy chocolate dip with the following fruits:

• Berries – Strawberries, blueberries, raspberries, blackberries, and more! Fresh berries are perfect for this sweet and fluffy fruit dip. For smaller berries, like blueberries, use skewers or toothpicks to make dipping easier!
• Grapes – Skewer a few and place them on a tray to make it easier!
• Tropical fruits – Pineapple spears, sliced kiwi, sliced bananas and mangos are excellent options for dipping into this creamy fruit dip.
• Pears and Apples – Crispy sliced apples and pears are wonderful in the fall and winter months.
• Melons – Cantaloupe and watermelon, use a melon baller or cut into cubes.
• Peaches – Peaches or nectarines would be great with this easy fruit dip.
• Oranges – Peel cuties or mandarin oranges, or sweet naval oranges for dipping. Something about chocolate and orange!

Try my nutritious and easy-to-make Granola Butter recipe for spreading on toast or dipping fruit. Or check out this classic Hot Fudge Sauce and creamy Vanilla Sauce to drizzle on a scoop of ice cream or a bowl of fruit salad! If you want to dip your strawberries in chocolate, try making this delicious chocolate ganache which uses melted chocolate chips. 

Variations & Substitutions

• Swap the Extract: Add a hint of something different with cherry, strawberry, hazelnut, or caramel extracts rather than the classic vanilla.
• Add Chocolate Chips: Sprinkle in mini semi-sweet chocolate chips for texture and extra chocolatey goodness!
• Choco-Peanut Butter: Put a peanut butter twist to the creamy chocolate fruit dip by including half a cup of peanut butter in the cream cheese mixture. Microwave it for a few seconds and stir until smooth.
• Mint Chocolate Dip: Add a few drops of peppermint extract for a refreshing mint flavor.
• Fruity Chocolate Fruit Dip: Replace the powdered sugar with raspberry or strawberry jam or preserves – Yum!
• Nutella Chocolate Fruit Dip: Add a few tablespoons of stirred hazelnut spread, like Nutella. 

How to Make Individual Chocolate Fruit Dip Cups

Like my charcuterie cups, create little cups of walking fruit dip, great for kids parties!

Place a dollop of chocolate fruit dip in the bottom of a shallow cup, skewer some berries, marshmallows and grapes, place into the cup, then add some graham crackers or cookies and your favorite fruits.

Storage

Fridge – Store leftover fruit dip in the refrigerator in an airtight container for up to three days. Remember to stir the recipe to fluff it up before serving after chilling it. Freezing is not recommended.

The dip may remain out at room temperature for 2 hours before requiring refrigeration, or place the bowl in a larger bowl of ice if serving in warm temperatures.

Try these other fabulous fruit dips

Not feeling like chocolate? Try this Easy Cream Cheese Fruit Dip; still not doing it for you? Try this 3-ingredient Marshmallow Fluff Fruit Dip. Or go hog wild and make all three!

Best Drinks for Fruit and Chocolate Dip

Pair this creamy chocolate dip with a beverage as you wind down for the night or share a romantic dinner. This Strawberry Gin Cocktail is the perfect cocktail for a chocolatey dip, especially when you have fresh strawberries. Try my Cranberry Lemon Drop Martini or this Cherry Bourbon Smash, or these alcohol-free drinks below.

Classic Recipes with a Healthy Twist

• Healthy Chocolate Chip Banana Bread
• Banana Streusel Muffins
• Healthy Strawberry Bread

I hope you loved this Healthier Chocolate Fruit Dip Recipe — if you did, would you share your creation on Instagram, Facebook and Pinterest? And be sure to comment below!