Easy Homemade Hot Chocolate Recipe (with Chocolate Chips)
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Today I will show you how to make hot chocolate with chocolate chips, this all-natural Hot Chocolate for two (or four or more) uses common pantry ingredients. This is like a rich European hot chocolate recipe and is the best hot chocolate.
We all need a simple, go-to hot cocoa recipe, right? My hubby and boys are huge hot chocolate fans, thus I have been on a mission to create the perfect creamy hot chocolate recipe that yields a rich, chocolatey cup of steaming hot cocoa and only takes minutes to make, the bonus is, there is real melted chocolate in it.
So on those cold winter days, when the kids come home from school chilled, or have been out shoveling or playing in the snow, serve them this easy homemade hot chocolate. Then try my Starbucks White Hot Chocolate, Chai Tea Latte, Eggnog Latte or this calming Golden Milk Tea Mix.
I do not know how many times I have gone to my pantry to discover we are out of hot chocolate mix. And yes, I use a mix! Guilty as charged, though I try for all natural, organic, not Swiss Miss. But they still contain lot of sugar!
This delicious recipe for homemade hot chocolate with Chocolate Chips is so easy to whip up, it might have you putting the box of Hot Cocoa mix back on the shelf.
Our homemade hot chocolate recipe uses real chocolate and rich cocoa power. Chocolate chips make it extra chocolatey and rich. Kind of a sipping chocolate if you will.
Why You Will Love this Recipe for Homemade Hot Chocolate
- EASY | Just 6 pantry ingredients makes this so easy, 7 minutes is all you need.
- CHOCOLATEY | By using dark chocolate chips, you reduce the amount of sugar needed, adding chocolatey richness and flavor to the hot cocoa.
- TWO, FOUR, MORE | Whether you are making for two, four or more, this recipe easily doubles, triples and more!
- REHEATED | Got leftover hot chocolate or just need a few ounces to sip on? It stores great in the fridge for up to 5 days, simple warm on the stovetop until warm (not boiling), or stir into your morning coffee.
Simple Ingredients
Ingredients, directions and nutritional information in the printable recipe card at the end of the post.
- COCOA POWDER | Dutch processed unsweetened cocoa powder <–(this is my favorite) is a good one to use here in this recipe, but also try regular, and dark cocoa powders as well.
- WHOLE MILK | I like using whole milk in general, the higher fat content lends a richness and also binds the chocolate and cocoa powder together. You could even use half and half or heavy cream, see variations for other milks, lower % milks may also be used.
- SEMI-SWEET CHOCOLATE CHIPS | I use chocolate chips, since I typically have them on hand, you can also chop chocolate (about 3-3 ½ oz). I have also used 60% cocoa chocolate chips, milk chocolate chips. Be creative!
- SUGAR | This is a taste preference, I typically use about 2 tablespoons, increase or decrease based on taste. I always use all-natural cane sugar in my baking.
- SEA SALT | Or table salt, a finer salt is more preferable in this recipe so it dissolves easily.
- VANILLA EXTRACT | adds amazing depth, flavor and balance to the hot cocoa, I use regular or my homemade bourbon vanilla for a special cup.
How to Make Homemade Hot Chocolate With Chocolate Chips
The best way to start is by whisking together the cocoa powder and water in a small saucepan.
Turn heat to medium-high, pour in milk, whisking to combine, heat milk while occasionally whisking, but do not let the mixture boil, just heat until steaming.
Reduce heat to low, adding chocolate chips. Let stand for 30 seconds until chocolate is melted, then whisk or stir to combine.
Add sugar a tablespoon at a time until desired sweetness achieved. Add a little salt (less for sweeter hot chocolate). Continue stirring until warmed through. Stir in vanilla extract and serve.
WAYS TO TOP HOT CHOCOLATE
- Top with whipping cream; from a can, homemade or frozen.
- Marshmallows | the classic way to top hot chocolate! Make homemade marshmallows <– my friend Tasia’s recipe.
- Naked | this would be my youngest sons preference, keep the mini marshmallows on the side, maybe drizzle a little chocolate sauce on the sides of the glass.
- Dust with Cocoa | Sprinkle with a light dusting of cocoa powder
- Chocolate Jimmies | Why not? These are my favorite all natural jimmies.
Get the Look
Hot chocolate or any hot drink looks amazing in a glass mug.
- GLASS MUGS | This one is double walled, keeping the hot drink hotter and I love the shape of this one, but the heat definitely comes through, though the handle stays cool.
- CHOCOLATE BOMB MOLDS | Use silicone hot chocolate bombs molds for something else, I whipped up some fresh heavy whipping cream and scooped into molds and froze, peel away and gently slip into the hot cocoa.
- WHIPPED CREAM BOMBS | I love these ice cube sphere molds, I filled them with whipped cream (not canned) and froze overnight, simply run under warm water for a few seconds and release from mold. Makes a whipped cream snowball or hot chocolate bomb shaped whipped cream. How to in the recipe card below.
- CHOCOLATE DRIZZLE | A little chocolate drizzle goes a long way to add that restaurant quality, gourmet hot chocolate look.
- MARSHMALLOWS | Of course! I used all natural marshmallows.
How to Make Whipped Cream Bombs
- Using an ice cube mold or even small tupperware, or use those silicone chocolate bomb molds you bought for the hot chocolate bomb craze.
- Whip real whipping cream until thick, add a couple of tablespoons of powdered sugar (or maple syrup) and a splash of vanilla extract, continue whipping until really thick (almost butter).
- Using a spoon or spatula, scoop and smooth whipped cream into desired mold, freeze for at least 6 hours, preferable overnight.
- Run under warm water for 30-60 seconds to release from mold, place in mug and pour hot chocolate over the top or place on top.
Frequently Asked Questions
Yes, be sure you are using a sugar free or really low sugar chocolate (the more bitter, the less sugar). Then substitute your favorite sugar substitute; Monk Sugar, Stevia, etc. according to your taste.
Yes, this recipe easily doubles and triples. If making for a crowd, add ingredients to a crockpot and heat on high for about 1 hour 30 minutes, stirring well after the first 30 minutes.
Yes! Allow to cool to room temperature, refrigerate until ready to reheat.
My preferred method, is to pour into saucepan, bring to steaming over medium-low heat, stirring occasionally, being careful not to boil.
Is hot chocolate good for sore throat?
Actually dark chocolate is very good for a sore throat and cough. However; milk can increase phlegm, so instead of milk make with water, or even better, make this Medicine Ball Tea Recipe or this easy Wassail hot cider recipe.
Does Hot Chocolate Help You Sleep?
The short answer, yes! Warm milk has been used for centuries to calm the body and help you sleep. And chocolate has so many calming and health benefits.
In fact, it was first cultivated by the Mayans, the first known sippers of cocoa before bedtime, who prepared it by roasting cocoa beans, hot water and a pinch of spices. (Source)
I suggest you omit the sugar all together in this recipe, it’s still pretty sweet with the chocolate chips alone. Sweet dreams! Let me know how it works for you! You might also enjoy this Turmeric Tea Recipe.
Variations & Substitutions
- Dairy-Free Hot Chocolate (Vegan) | You can make this hot chocolate dairy free! Use any plant-based milk, I have used oat milk and almond milk, they are the creamiest and my favorites, but coconut milk or your favorite plant-based milk works . Purchase some dairy-free chocolate chips and you are all set.
- Hot Chocolate Bar | Put out bowls of various chocolate chips, including white chocolate chips and peanut butter chips (yum!), try a candy cane for the holidays, fun to stir with, some various chocolate sauces, maybe a caramel sauce, definitely marshmallows and a can of whipped cream (I love my whipped cream dispenser, homemade whipped cream in seconds!).
- Sugar-Free Hot Chocolate | Start with unsweetened chocolate chips or chocolate bar, don’t add sugar, but instead try using monk fruit a great no-calorie alternative.
- Baileys Hot Chocolate | Add 1-2 ounces of Irish Cream Liqueur (yum!)
- Mint or Mocha Hot Chocolate | Add some peppermint extract or syrup, for a mocha hot chocolate, add a shot of espresso in place of some water or add a teaspoon of espresso powder.
Pro Tips
- PREP | Measure ingredients ahead of time, it will make it all come together much quicker.
- DO NOT BOIL | When you allow milk to boil, it will develop a skin and in some cases some separation; so once you start, stick around, it’s done in minutes!
I hope you enjoyed this easy hot chocolate recipe! Here are a few other rich chocolate recipes you might enjoy!
- Easy Chocolate Loaf Cake
- Try this Mexican Mocha from my friend Debi
- Amazing Mile High Mud Pie (Easy Ice Cream Cake)
- Chocolate Monkey Bread Recipe {small batch}
- The Best Chewy Chocolate Chip Cookies
- Mini Chocolate French Silk Pies
- Chocolate Chocolate Chip Bundt Cake + Bundtlets (Nothing Bundt Cakes Copycat)
- Chocolate Fluffernutter Whoopie Pies
- S’mores Chocolate Chip Cookies
- Chocolate Milk Mix (for cold or hot milk) from my friend Chellie
- Copycat Dutch Bros Christmas Morning Chai (iced or hot)
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Homemade Hot Chocolate with Chocolate Chips
Equipment
Ingredients
- 1 ½ tablespoons cocoa powder , I used Dutch Processed cocoa powder
- 4 ½ tablespoons water, filtered is best
- 2 cups whole milk , I used organic, whole milk*
- ⅓ cup semi-sweet chocolate, heaping, chips or chopped chocolate, about 3 oz
- 1-3 tablespoons granulated sugar , I use all natural cane sugar
- ⅛-¼ teaspoon sea salt , a fine sea salt is better in this recipe
- ½ – 1 teaspoon vanilla extract , try other extracts too!
Instructions
- Start by whisking together your cocoa powder and water in a small saucepan.
Turn heat to medium-high, pour in milk, whisking to combine. Whisk occasionally, but do not let the mixture boil, just heat until steaming. - Reduce heat to low, adding chocolate chips. Let stand for 30 seconds until chocolate is melted, then whisk or stir to combine.
- Add sugar a tablespoon at a time until desired sweetness acheived. Add a little salt (less for sweeter hot chocolate). Continue stirring until warmed through. Stir in vanilla extract and serve.
✱ Kathleen’s Tips
- Dairy-Free Hot Chocolate (Vegan) | You can make this hot chocolate dairy free! Use any plant-based milk, I have used oat milk and almond milk, they are the creamiest and my favorites, but coconut milk or your favorite plant-based milk works . Purchase some dairy-free chocolate chips and you are all set.
- Hot Chocolate Bar | Put out bowls of various chocolate chips, including white chocolate chips and peanut butter chips (yum!), try a candy cane for the holidays, fun to stir with, some various chocolate sauces, maybe a caramel sauce, definitely marshmallows and a can of whipped cream (I love my whipped cream dispenser, homemade whipped cream in seconds!).
- Sugar-Free Hot Chocolate | Start with unsweetened chocolate chips or chocolate bar, don’t add sugar, but instead try using monk fruit a great no-calorie alternative.
- Baileys Hot Chocolate | Add 1-2 ounces of Irish Cream Liqueur (yum!)
- Mint or Mocha Hot Chocolate | Add some peppermint extract or syrup, for a mocha hot chocolate, add a shot of espresso in place of some water or add a teaspoon of espresso powder.
How to Top your Hot Chocolate
- Top with whipping cream; from a can, homemade or frozen.
- Marshmallows | the classic way to top hot chocolate! Make homemade marshmallows
- Naked | this would be my youngest sons preference, keep the marshmallows on the side, maybe drizzle a little chocolate sauce of the sides of the glass.
- Cocoa Powder | Sprinkle with a light dusting of cocoa powder
- Chocolate Jimmies | Why not? These are my favorite all natural jimmies.
- Using an ice cube mold or even small tupperware, or use those silicone chocolate bomb molds you bought.
- Whip real whipping cream until thick, add a couple of tablespoons of powdered sugar and a splash of vanilla, continue whipping until really thick (almost butter).
- Using a spoon or spatula, scoop and smooth whipped cream into desired mold, freeze for at least 6 hours, preferable overnight.
- Run under warm water for 30-60 seconds to release from mold, place in mug and pour hot chocolate over the top or place on top.
Nutrition
Nutrition Disclaimer
The Fresh Cooky is not a dietician or nutritionist, and any nutritional information shared is only an estimate. We recommend running the ingredients through an online nutritional calculator if you need to verify any information.
About Kathleen Pope
Recipe Innovator | Food Photographer | Food Writer
Hi, I’m Kathleen Pope. Here at The Fresh Cooky you will find easy, mostly from-scratch, trusted recipes for all occasions. From speedy dinners to tasty desserts, with easy step-by-step instructions. I am here to help teach you how to make mouthwatering recipes without spending hours in the kitchen. Read more about Kathleen here.
It was chilly here last week and we were out of the cocoa mix envelopes so I made this and it was so delicious! I’m not going to bother buying those envelope packets again.
The perfect cup of hot chocolate, and I can’t even tell you how much I love the whipped cream bombs. Whipped topping is my favorite and this bomb just lets it linger in the mug a little longer!
YAY! Loved hearing this! So glad you loved the whipped cream bombs!
This was an exceptional hot chocolate recipe! I have made it the last 3 days in a row!
It’s been so cold here so I whipped up a batch of this hot chocolate when our granddaughter was over and we had a good ole fashioned tea party with lots of marshmallows of course. Delicious!
I can’t wait to tell my daughter about this recipe! She was looking for a hot chocolate drink. Looks so decadent!
Ooo so excited Cheryl, hope she loves it!